Skip to main content

End of Life Care and Advanced Directives

            A new study, reported in the Journal of the American Medical Association, shows that when medical personnel know what kind of end-of-life care a patient wants, then the patient is more likely to be spared overly aggressive care and may die at home rather than in a hospital. The patient’s quality of life is usually better and they are more likely to get Hospice care. As a side benefit, the Medicare program saves over $5,000 per person when the individual has an Advanced Directive. Treatment at end-of-life accounts for more than 25% of Medicare expenditures.

            Advanced Directives include: Health Care Proxies, Living Wills, and Powers of Attorney for Health Care. These documents let families and health care providers know what type of care a patient may want, and may allow a family member to make medical decisions for a patient who is incapable of expressing her wishes at the time of care. This is the most important planning tool that you can have and everyone (over age 18) should have one in place, no matter what.

            It is vital that, in addition to executing an Advanced Directive, you tell your named Health Care Agent what kind of care you want. There are checklists and guides online that can help you with this difficult discussion. But, it may be that you just need to discuss your basic feelings about medical care, quality of life, and end-of-life issues. You may not have to discuss various disease states and specific wishes. You just have to let your family know how you feel about basic care options.

            Another recent study, published in the medical journal The Lancet, found that even though about one-third of Medicare beneficiaries had an operation in their last year of life, the surgery didn’t usually help. Areas of the country with higher surgical rates also had higher death rates. You shouldn’t make any specific medical decisions based on this study, but it is indicative of the need to carefully consider surgery for those near the end-of-life. The key issue is that until death happens you don’t really know if the end is near. The tendency is to keep trying to save life. What needs to be done is a thorough review and discussion of the situation to help determine if death appears to be near and then what treatment options make sense.

            As difficult as it may seem, it is important to think about medical care options, now and in the future. There will be some time when you are close to the end of your life and the medical care you get may make the difference between as good an end as possible, and a miserable death. You should discuss this with your family and loved-ones and ensure that you have an Advanced Directive for health care. See your Elder Law Attorney to ensure it is properly drafted and executed.

Comments

Popular posts from this blog

Ending the Two Year Wait for Medicare for SSD Beneficiaries

A Bill, pending in Congress, would end the two-year waiting period for Medicare benefits for people who qualify for Social Security Disability (SSD) - individuals who have suffered a medical condition that renders them unable to work ("Permanently and Totally Disabled"). Medicare coverage is currently available to individuals who are determined to be eligible for SSD benefits, but not until 29 months after the month in which SSD eligibility is determined. For those without private insurance, who can't afford COBRA, or whose costs exceed the catastrophic limits of their private coverage, the 29 month wait creates serious financial hardship and often leads to impoverishment for those who need to spend down for Medicaid coverage. Some couples must consider divorce to protect the non-disabled spouse. Please ask your Senators and Representative to co-sponsor the Ending the Medicare Disability Waiting Period Act of 2009 (S. 700/H.R. 1708), which will end this two-year waitin...

Stratfor - When Things Go Bad

I regularly read reports from Stratfor - an information service that comments on world affairs, terrorism and even personal safety.  This report is good reading to help anyone survive a bad situation. I thought it was worth repeating. When Things Go Bad By Scott Stewart Over the past several weeks, we [Stratfor] have discussed a number of different situations that can present a common problem to people caught up in them. First, we discussed how  domestic terrorism remains a persistent threat  in the United States, and that despite improvements in security measures since 2001,  soft targets still remain vulnerable to attack  by terrorist actors driven by a variety of motivations. Due to the devolution of the jihadist threat toward the grassroots, there is also a growing trend of jihadist actors using armed assaults instead of bombing attacks. We also discussed the  continuing problem of workplace violence , and finally, we discussed last week...

WILL YOU REALLY NEED LONG TERM CARE?

By Edward H. Adamsky             “The potentially catastrophic consequences of becoming disabled and needing long-term care is arguably the gravest financial risk that older adults face” says an Urban Institute report. But, will it happen to you? And, if so, have you saved enough money to pay for it? These are the worries we all face as we age. This is a worry even for younger folks because an accident or illness could trigger the need for care at any time.             The Urban Institute report shows that even though there are 6 million older Americans who need assistance with their activities of daily living, only about 500,000 folks are actually in nursing homes. Some use paid at-home care and many rely on unpaid family care. It seems that your chances of needing and paying for expenses care are relatively low. The stated average cost in the report is $138,000 for the ...